How many credit inquiries is too high?
Six or more inquiries are considered too many and can seriously impact your credit score. If you have multiple inquiries on your credit report, some may b...
Category: General
Does Chapter 13 Eliminate Unsecured debt?
The majority of debts discharged in Chapter 13 bankruptcy are nonpriority unsecured debts. Credit card balances, personal loans, medical bills, and utilit...
How long does temporary mean?
The adjective temporary is used to describe something that isn’t permanent or lasts only a short time. Its roots are in the Latin word tempus, meaning “ti...
What does the Equal Credit Opportunity Act require lenders to do?
The act’s purpose is to prevent lenders from using race, color, sex, religion, or other non-creditworthiness factors when evaluating a loan application, e...
How do you know if wages are garnished?
Since your employer is required to provide you with a copy of garnishment paperwork, you should ask the payroll department at your job. If they are taking...
What is a promotional code on a debit card?
Promo codes normally appear as a series of digits or letters. To use the codes, recipients must follow the directions accompanying the credit card offer. ...
How do you write miss punch application?
I would most humbly inform you that this morning i.e. __/__/____ (Date), I forgot to punch the attendance due to which it is reflected as absent in my att...
Why would a secured card deny me?
Getting rejected for a secured credit card might be a surprise. In most cases, the credit card issuer will still check your credit. You may be denied if y...
Should I pay a bill that has gone to collections?
If the debt is still listed on your credit report, it’s a good idea to pay it off so you can improve your credit card or loan approval odds. Keep in mind ...
How do you get free stuff on PS3?
Go into the “Media” section for video clips. Scroll through PS3 store listings in whichever section you pick. The price of the highlighted item displays i...
