640+ score Pretty much all other store credit cards require fair credit (640+ score) for approval. But that still means most department store credit cards...

Typically, the only way to remove a collection account from your credit reports is by disputing it. But if the collection is legitimate, even if it’s paid...

Although it goes against general credit advice, in certain circumstances closing a credit card account is necessary. A credit card can be canceled without...

Regulation B prohibits creditors from requesting and collecting specific personal information about an applicant that has no bearing on the applicant’s ab...

First American Bank Coral Gables, Fla. – May 15, 2019. First American Bank – a privately held, full-service bank with more than $5 billion in assets – tod...

Start by contacting your mortgage company to verify that they report to the credit bureaus. Individuals cannot report information to credit reporting agen...

WalletHub, Financial Company The best way to get credit cards for minors is to add them as an authorized user. A minor cannot get their own credit card ac...

When you call, the bank should be able to tell you if the transaction was from a debit card or if it was an ACH (or electronic) transaction. Your bank has...

How do I correct errors on my credit reports? Equifax. Equifax Disputes. All disputes with Equifax are handled online. Experian. Experian Disputes. All di...

Private debt collectors, such as credit card companies and banks, can’t garnish your Social Security benefits. Section 207 of the Social Security Act proh...