A score of 704 is considered good and, along with other favorable factors in your application, will help get you approved for a mortgage — although not ne...

five points While the exact impact might vary from case to case, generally speaking, you can expect your score to drop by about five points each time you ...

Accounts Included in Bankruptcy Individual accounts included in both Chapter 7 and Chapter 13 bankruptcy can remain on the credit report for seven years. ...

If you have a 7-Eleven nearby and they have a Vcom check-cashing kiosk, you can cash a check there too. The Vcom check-cashing kiosk is an automated touch...

Answer: A split purchase is the “intentional” breaking down of a known requirement to stay within the cardholder’s single purchase limit to avoid sending ...

Can I Get a Credit Card the Same Day I Apply? In most cases, the simple answer is no. While some credit card issuers can give you access to your credit ca...

When spouses have joint credit cards, car loans, and mortgages together, it is considered marital debt. Under Florida law, both spouses would be responsib...

Old Black: Promotional copy boldly stated the Black Card is limited to only 1 percent of the population: “In fact, it is available to only 1% of U.S. Resi...

Paying off your student loans is good news for your financial health. Although it’s possible your credit score will see a minor dip right after you pay of...

Compare the Best Debt Relief Companies Company Minimum Debt Fees National Debt Relief Best Overall $7,500 18-25% of debt enrolled Accredited Debt Relief B...