According to the federal Fair Credit Reporting Act, only those with a legitimate need can request – and obtain– a copy of your credit report. However, not...

According to the Insurance Information Institute (III), credit-based insurance scores don’t factor in your job, income history, gender or any other person...

Bankruptcy wipes out your personal liability for the debt, assuming that it qualifies for the bankruptcy discharge. This means the creditor cannot later s...

Once both parties agree to share responsibility, putting two names on a utility bill is not difficult—it usually only requires that both parties inform th...

A Chapter 13 bankruptcy is more akin to a payment plan you work out with the bankruptcy court to pay back your debts over a three- to five-year period. If...

There are countries such as Jersey and Guernsey which have no national debt, so the pay no interest. All this started with the Napoleonic wars when the go...

If you need to activate more devices you need a generate a new Activation Code. Choose App Activation from the top pull-down menu in the CMS. Add the name...

A low credit score, indicating a history of slow payments and non-payments, could be a sign that you have reached the breaking point in your financial sit...

If you are behind on your mortgage before filing your Chapter 13, you can pay off the arrears through your repayment plan. If at any time during your Chap...

In Chapter 13 bankruptcy, you must devote all of your “disposable income” to repayment of your debts over the life of your Chapter 13 plan. Your disposabl...