Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you wil...

Bureau of Philippine Standards (BPS) Develops, promotes, and implements standards and related programs nationwide. Consumer Protection and Advocacy Bureau...

How to Use Credit Cards to Get Maximum Reward Points? 1 Identify your Spending Habits and Choose the Card Consequently: 2 Utilize the Welcome Reward Point...

A debt collector must tell you the name of the creditor, the amount owed, and that you can dispute the debt or seek verification of the debt. All debt col...

If the debt hasn’t been sold to a collections agency, you can work with the original lender to make payment arrangements. Once it’s paid off, the lender s...

A bankruptcy dismissal closes your bankruptcy case, and if it occurs before you receive a discharge, it will mean that: you’ve lost the protection of the ...

You would need to run a judgment search through a title company or check the county recorders office. You may see a debt with an attorney’s office on your...

How to Prevent Credit Card Fraud Don’t use unsecure websites. Beware of phishing scams. Be on the lookout for skimmers. Don’t post sensitive information o...

Yes, settling a debt instead of paying the full amount can affect your credit scores. When you settle an account, its balance is brought to zero, but your...

Your dispute letter should include the following information: Your full name. Your date of birth. Your Social Security number. Your current address and an...