Employment Information Doesn’t Affect Your Credit Scores Credit scores, such as those developed by FICO® and VantageScore, help lenders and other business...

How soon can you file for Chapter 13 after Chapter 7 bankruptcy? In order to get debts discharged through Chapter 13, you must wait four years after filin...

While medical debt remains on your credit report for seven years, the three major credit scoring agencies (Experian, Equifax and TransUnion) will remove i...

Since 50 hundredths is 50 over one hundred, 50 hundredths as a Fraction is 50/100. If you divide 50 by one hundred you get 50 hundredths as a decimal whic...

How to Figure Out Your Total Debt Balance Obtain a free copy of your credit report at AnnualCreditReport.com. Make a list of all of the active accounts on...

In a direct quote, the quote currency is the foreign currency, while in an indirect quote, the quote currency is the domestic currency. When somebody buys...

USDA loans offer low interest rates as well as a no down-payment option. The waiting period for USDA loans is 3 years after your Chapter 7 discharge. Alth...

Most lenders view between 20-30% as being low risk, so they could offer better rates to borrowers. While some lenders have no set maximum and will assess ...

In most states, landlords can’t seize a tenant’s property in lieu of collecting back rent. Instead, landlords must take a tenant to court to collect back ...

How to Ask to Lift the Automatic Stay. The creditor must file a written motion with the court explaining the need to lift the stay. The burden is on the c...