How to Ask to Lift the Automatic Stay. The creditor must file a written motion with the court explaining the need to lift the stay. The burden is on the c...

In short, the answer to this question is that a person may file bankruptcy as many times as they wish throughout their lifetime. The only stipulation to t...

seven years A settled account remains on your credit report for seven years from its original delinquency date. If you settled the debt five years ago, th...

Well, coincidently, one way to get closer to that perfect credit score is to actually pay off those collections accounts. So, to answer the question in th...

Is 606 a good credit score? Credit card & loan options. A credit score of 606 isn’t “good.” It’s not even “fair.” Rather, a 606 credit score is actual...

Since 2005, commonly reported causes of bankruptcy include reduced income, job loss, credit debt, illness/injury, unexpected expenses and preparing for di...

Chapter 13 bankruptcy is for individuals only. One of the key differences is that a sole proprietor is personally responsible for both individual (consume...

A quitclaim deed can help clear up title clouds in a situation that does not involve a financial transaction, such as when a property is inherited by a fa...

A financial association is someone you’re linked to through joint finances or a joint credit account. There are some common misconceptions about financial...

Hard inquiries on your credit — the kind that happen when you apply for a loan or credit card — can stay on your credit report for about 24 months. Howeve...