A Chapter 7 bankruptcy will generally discharge your unsecured debts, such as credit card debt, medical bills and unsecured personal loans. The court will...

If you file bankruptcy, your creditors and the bankruptcy court will know, but your family, friends, and employer often do not have to find out. Creditors...

For people who would benefit from a CPN, they are free and provided by the Social Security Administration Office. You cannot buy a legal CPN on the intern...

Ocwen Loan Servicing, LLC Effective February 15, 2013, Ocwen Loan Servicing, LLC acquired certain assets of GMAC Mortgage, LLC, pursuant to a Sale Order e...

Weighted GPA is a way for high schools to create a measure of academic achievement that takes into account the difficulty of a student’s course load and n...

Here’s a breakdown of the five elements of the FICO score: Payment history. Your payment history comprises 35 percent of the total credit score and the mo...

Simply put, you cannot be fired from your job because you filed bankruptcy. More often than not, the bankruptcy concern arises from employees working in t...

A standby letter of credit (SLOC) is a legal document that guarantees a bank’s commitment of payment to a seller in the event that the buyer–or the bank’s...

You can dispute credit report errors by gathering documentation about the error and sending a letter to the credit bureau that created the report. All thr...

Accounts that you didn’t pay, like a charged-off credit card or installment loan balance, can stay on your credit report for seven years from the date the...