Here are some of the worst of the past 20 years in pictures. Indonesia, 2018. On December 22, 2018, the small Indonesian volcano Anak Krakatau erupted, ca...

Business technology helps small businesses improve their communication processes. Emails, texting, websites and apps, for example, facilitate improved com...

When you reaffirm a debt, it means you enter into an agreement with your lender to continue to making payments on the account rather than including it in ...

Legal action can be taken in the court of law for credit card payment default and a civil suit can be filed. Your name will also be a part of the credit c...

While an eviction does not directly affect your credit score, many evictions involve owing money to the landlord. Court judgments no longer appear on your...

No one has a credit score of zero, no matter how badly they have mishandled credit in the past. The most widely used credit scores, FICO and VantageScore,...

Signing the back of it is called “endorsing the check.” What you write when you sign it—how you endorse the check—depends upon what you want to do with th...

An account you did not pay as agreed, like a charged-off credit card or installment loan balance, can remain on your credit report for up to 7 years from ...

Judgments are no longer factored into credit scores, though they are still public record and can still impact your ability to qualify for credit or loans....

Background. A chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part...