If you file for Chapter 7 bankruptcy and local bankruptcy laws allow you to exempt all of the equity you have in your car, you can keep the vehicle—as lon...

To round a number to the nearest hundredth , look at the next place value to the right (the thousandths this time). Same deal: If it’s 4 or less, just rem...

A creditor must notify the applicant of adverse action within: 30 days after receiving a complete credit application. 30 days after receiving an incomplet...

A 767 FICO® Score is considered “Very Good”. Mortgage, auto, and personal loans are easy to get with a 767 Credit Score. Lenders like to do business with ...

Bankruptcy and my car. You may be wondering what will happen to your car if you decide to go bankrupt. The ownership of your vehicle will be affected by b...

Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can r...

Getting divorced Actually filing for divorce doesn’t directly impact credit scores, but if you have late or missed payments on accounts as a result, it ma...

Nevada 1. Nevada. Ranking 34th in population, Nevada held on to the top spot as the state with the highest foreclosure rate with one in every 3,959 homes ...

The lien on the property will survive your bankruptcy discharge. If the creditor fails to repossess the collateral, the lien on the collateral will still ...

What currency should you bring to Mexico? The best currency to bring to Mexico is a mix of pesos and US dollars. Use the dollars to pay for the big things...